Always Affordable Insurance in Las Vegas, Nevada offers homes owners insurance to residents of Clark County.  Please read below for more information on the various components of our home owner's policies (homeowners insurance, condominium & townhome insurance, mobile homeowners insurance, renters insurance, extended replacement cost coverage, replacement cost on contents coverage).

To obtain a quote, absolutely free-of-charge, contact Patrick L. Thomas of Always Affordable Insurance at (702) 767-2145.

Your home is probably your biggest financial investment.  Before you find yourself in an emergency, talk to your Always Affordable Insurance agent and make sure there are no gaps or overlaps in your coverage.  Whether you own or rent a house, condominium, townhouse, mobile home or apartment, we'll help you choose the coverage you need.  That is why your Always Affordable Insurance agent will ask you for specific information about your house.  With that information we can prepare an estimate of the cost of rebuilding your home, complete with its special features, in case it is damaged or totally destroyed.

Homeowners Insurance.

Our policies offer Liability, Dwelling, and Personal Property coverage for losses due to many perils, including, fire, theft, wind, and lightning.  We can tailor a package to meet your needs.

Condominium or Townhouse Insurance.

These policies are designed to meet coverage requirements associated with condominium and townhome living.  Coverage is offered for assessed losses as well as property damage and liability.

Mobile Homeowners Insurance.

Enjoy carefree mobile home living with Always Affordable Insurance Mobile Homeowners insurance.  Your mobile home and separate structures are covered for almost any type of damage, with a few exclusions.

Renters Insurance.

Our Renters Package provides you with the Liability and Property coverage renters need.  It insures your personal property and certain home improvements.

Extended Replacement Cost Coverage.

With certain limitations, we will guarantee to replace your home, even if it damaged beyond your coverage amount.  See your Always Affordable Insurance agent for specific details, including conditions and limitations.

Replacement Cost on Contents Coverage.

Replacement Cost on Contents is provided with some of our plans or can be purchased for additional premium.  This allows us to replace your damaged property without deducting for depreciation, subject to certain routine qualifying conditions.